Steps to Buying a Home
The Columbia housing market is desirable, fast-paced and competitive. Whether this is your first home or you’re a seasoned homeowner, making the decision to buy can feel overwhelming. From mastering the home search to planning for closing costs, there’s a lot to do.
Our step-by-step guide simplifies the homebuying process and breaks down what to expect when finding a property, securing financing, making an offer and closing.
Step 1
Preparation
We’ll start with a consultation. On this 30-min call, we’ll walk you through the process and timeline and local market conditions and discuss your situation and the type of home that you’re looking for. I’d be happy to answer any questions or concerns you might have. The goal is to make sure you feel comfortable with the road ahead and confident that this partnership is the right fit. Soon after our call, I’ll get you set up to receive listings that meet your criteria.
If you’re planning to buy within 60-90 days, it’ll be important to explore your loan options and get pre-approved with a lender. The lender you choose will join our homebuying team. We’ll stay well connected throughout this process to get you to the finish line. Not sure who to choose? No worries. I can provide you with some top-notch local lenders that can help.
Step 2
Finding your home
Next, we’ll start “shopping” together. I’ll take out to tour a few homes you’re interested in. This part will help you weigh pros and cons and solidify what you’re looking for in a property. It’ll also help me see what you respond positively to so that I can help you find the best properties moving forward. Another benefit of doing this together is that you’ll be able to get real-time insight into the home such as its value, potential problem areas, and resale issues to consider. If you’re interested in moving forward, we’ll use what we learn to craft your offer strategy.
Step 3
Making the offer
Once you’ve found a property, I’ll help to verify the home’s value, create an offer strategy, submit paperwork and negotiate terms on your behalf. It's my job to get you your home with the best price and terms possible.
Step 4
Transaction
The transaction begins soon after your offer gets accepted. I’ll get you connected to the best team of home inspectors, attorneys, lenders and more to assist you throughout this process. I’ll work with your team to proactively to prevent issues before they arise, ensure your deposits are protected and keep you informed every step of the way.
Step 5
Move in
The moment you’ve been dreaming of – you’re officially a homeowner! I’m always available and would love to stay in touch even after you’ve purchased your home. I’m here to give advice on home improvements when it’s time to resell or update your home. I can also refer you to some good contractors, interior designers and more in your area. The best way to get started it to call me at (803) 250-5886 or schedule a consultation.
